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 Eastern Panhandle WV Real Estate Blog 
Tuesday, 20 February 2007
We enjoyed a winter wonderland in Jefferson County last week. Well, maybe "enjoyed" isn't the correct word, but when the sun finally came out, the ice-covered trees glistened beautifully! A warm up is forecast for this week and we aren't hearing any complaints about that!

As spring approaches, everyone's thoughts turn to income tax preparations. To assist you with that chore, this week's letter has some valuable suggestions. Of course, we are Realtors, not accountants, so please consult your tax preparer for professional advice.

Comprehensive IRS Interest Deduction Information/Instructions for Homeowners: http://www.irs.gov/pub/irs-pdf/p936.pdf
Points Paid on a Refinanced Loan
If you refinanced, you may be able to write off the points you paid to get a lower rate on the new loan. Points paid on a refinance are deducted proportionately over the life of your loan. For example, if your new loan has a 15-year term, you'll deduct 1/15th of your points each year.
If you've refinanced before, and you have points from the previous refinance that haven't yet been deducted, you can write off the rest of those points in the year you refinance.
Points Paid on a Home Purchase Loan
The points you pay to get a lower interest rate on a home purchase loan are tax-deductible for that year. Whether you paid for them or whether the seller paid for points for you, you may be able to deduct them.
Mortgage Interest
The interest you're paying on the loan(s) for your home may be tax-deductible, no matter what the interest rate . Mortgage interest is one of the best tax deductions, and some homeowners don't even know about it. The interest you deduct may be on a loan secured by your first or second home. Your deduction may be limited if all mortgages on your home total either more than the fair market value of your home, or more than $1 million ($500,000 if you're married and filing separately from your spouse); or if your home equity loans total more than $100,000 ($50,000 if you're married and filing separately). Learn more about this tax deduction: www.IRS.gov.

May your receipts be easy to find and your refund large!
Posted by: The Kable Team AT 02:32 pm   |  Permalink   |  Email
Thursday, 15 February 2007
DUFFIELDS train station, the second oldest surviving train station in the United States, located in Shenandoah Junction, WV, close to Shepherdstown and Charles Town was recently purchased by an area nonprofit organization formed by Jack Snyder and others interested in railroads, with the hope of turning it into a museum. Duffields Station was constructed in 1839.

According to history, this station was not only important to the history of the Baltimore & Ohio Railroad, but also to the Civil War. Union troops of the 10th Maine unit were garrisoned at Duffields as early as February 1862. This garrison was assigned to the station because it was an important resupply point for Union forces. A battle on June 29, 1864, between Confederate troops commanded by Lt. Col. John S. Mosby and the Union garrison, is just one of many clashes that happened near the site.
Posted by: The Kable Team AT 12:17 pm   |  Permalink   |  Email
Monday, 05 February 2007
Whether you were rooting for the Bears or the Colts, we hope you enjoyed the Super Bowl!

All of us at The Kable Team have been most interested in the real estate forecasts, which are in abundance at this time of year. Most experts agree that the housing market is going to rebound slowly, but steadily, in 2007. What doesn't happen slowly in Jefferson County is the speed at which our out-of-town buyers feel welcome here. From the friendliness of their neighbors to the helpfulness encountered in places of business, our buyers continue to tell us how they feel they've lived here forever!

We hope you will think of us first for your real estate needs. Please join us at our website, www.kableteam.com. Remember, it's always our pleasure to be of assistance!
Posted by: AT 09:04 am   |  Permalink   |  Email
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KABLE Team Realty

Tracy Kable, Broker
873 E Washington St, Suite 200
Charles Town, WV 25414-1520
Phone: (304) 725-1918
Email: TheKableTeam@TheKableTeam.com

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