Later this month, West Virginia will add its second area code. Existing phone numbers will keep their present area code, but some new numbers will be assigned the new code, which is 681. It's important to take note of this development because all calls in the state will now require ten digit dialing. Though adding the area code to our dialing won't be mandatory until February 28, 2009, it's a good idea to start practicing now, in hope of making it a habit by then. Don't forget to reprogram any automatic dialing devices to include the area code. Fax machines and alarm systems seem to be the most overlooked items, based on the stories we're hearing. If you think of any particularly unusual items that would likely be forgotten in the shift, let us know. We'll pass along your suggestions.
We continue to be amazed at some of the stellar home purchase deals that are available right now. Your lender is an important part of your decision to participate in the market. When you are buying a home, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes. Let us know if you would like to see our list of local lenders with whom our buyers have had recent success.