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 Eastern Panhandle WV Real Estate Blog 
Tuesday, 25 March 2014

Now that it's spring on the Eastern Panhandle, the real estate market is gearing up for the busy season. According to Realtor.com, not only is spring going to be big for Eastern Panhandle real estate, but 2014 will see major activity. From homebuyers flooding the market, taking advantage of current mortgage rates and housing prices to confident home sellers ready to move up, 2014 will be a big year for West Virginia real estate.

But why the major upturn in positive activity this year? Realtor.com suggests the "move up" homebuyer and push for relocation are trends contributing to the thriving housing industry. One insider explained, "many people may be prompted to relocate to areas that offer better costs of living, making 2014 the "year of the big move." But before you begin your home search or pack your bags and move to new West Virginia homes, consider all aspects of the changing market, including the following:

Mortgage Rates Are Higher
The housing market in Jefferson County or Berkeley County is pushing forward, continuing to recover. However, homebuyers should keep in mind that while the real estate market in Charles Town, Ranson, Shepherdstown, Harpers Ferry, Martinsburg, is seeing positive changes, mortgage rates will only grow higher as the year continues. These rising rates could price homebuyers out of owning a home if they increase by even one percentage point. Consider your budget and how mortgage rates will factor in to be completely prepared to buy a new home in West Virginia.

Home Affordability
Homebuyers should begin their home search with their budget in mind— our home search tool can help narrow down properties according to your real estate wants and needs. Because home prices are rising quickly, in many places homebuyers cannot keep up. "Homes are getting more expensive faster than our wages can keep up," an industry insider told Realtor.com. This is another reason it may be best to purchase a home this spring, before prices rise even further.

Equity Is Back! 
Over the past year, many homeowners have regained positive equity in their homes. Homeowners are finally in a position to move to new homes on the Eastern Panhandle and as a result, many more homes will be up for sale. When making the move this year, current homeowners are looking to "move up" to larger properties, but also more affordable properties, even if that means moving to a new area. 

Money Savers
Both homebuyers and home sellers in Jefferson County or Berkeley County are looking to make the most of their budgets and stay in the positive finance space this year. In order to rebuild their personal wealth, they may decide their current home is not the best option for their finances. When moving to a new home in Charles Town, Ranson, Shepherdstown, Harpers Ferry, Martinsburg, they will keep finances in mind and move to a new area that allows them to rebuild their wealth.

The Kable Team
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Posted by: Tracy Kable AT 03:52 pm   |  Permalink   |  Email
Tuesday, 18 March 2014

Spring is an exciting time for Eastern Panhandle homebuyers. In fact, given rising rates and housing prices, now is the time to purchase Eastern Panhandle real estate before rates rise even further. Homebuyers in the local real estate market have expressed a confidence that is higher than ever before— but don't worry, if you're not quite ready to buy a new home in Charles Town, Ranson, Shepherdstown, Harpers Ferry, Martinsburg and more, there are things you can do to prepare.

Find Your Budget
How much home can you afford? One of the best steps for preparing to buy West Virginia real estate is to meet with a lender or mortgage broker. They will be able to take a look into your finances and help determine what type of home you will be qualified to purchase. As one finance expert told MSN Real Estate, "You'll get to find out, based on your current credit, how much would that price require you to put down and what would your payment look like?" They can also help you find what types of loans are best and what you need to get the loan that works for you. 

Find the Best Location
Do the research and find which community in Jefferson County or Berkeley County makes sense for you. You've heard the term "location, location, location" in real estate and that should start with your choosing a general area before you look at homes. Once you've found the right area of the Eastern Panhandle where you would like to live, your agent can help you find the best home according to price and your homebuyer wish-list.

Find Homes Online
Narrowed down your preferred community in Jefferson County or Berkeley County? Now it's time to start your home search. Our home search tool can help you find a home that meets your West Virginia real estate wants and needs. In starting your home search for properties in Charles Town, Ranson, Shepherdstown, Harpers Ferry, Martinsburg online, your real estate agent can also get a better idea of what you're looking for based on your choices.

Find Your Agent
As your local real estate experts, the Kable Team can help you determine everything you need to make your real estate transaction a success. From home search to home closing, we will guide you through the process. In teaming up with a real estate agent ahead of time, you can be sure you're on the right path and are taking the necessary steps to prepare to buy a new home on the Eastern Panhandle. 

The Kable Team is happy to help you with all of your real estate goals, as a homebuyer or home seller. We can help you from the first step to the last, especially if you're a first-time homebuyer— we can walk you through every step of the way! Contact us today to get started with the Eastern Panhandle real estate process. 

The Kable Team
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Posted by: Tracy Kable AT 03:52 pm   |  Permalink   |  Email
Tuesday, 11 March 2014

The weather may not feel warmer just yet, but this spring, the Eastern Panhandle real estate market will be heating up. Many new homebuyers will be on the move, searching for homes for sale in Charles Town, Ranson, Shepherdstown, Harpers Ferry, Martinsburg, Inwood, Falling Waters, and Hedgesville. And while you think you may be prepared, well-equipped with all of the tools and knowledge to navigate the real estate market, the right West Virginia real estate agent will give you the necessary edge. Whether you're planning to buy a new home on the Eastern Panhandle or sell your current home, here are just a few ways a real estate agent can help.

Conquer Paperwork
Along with a successful real estate transaction comes many contracts and piles of paperwork to sift through. Many of these will contain real estate terms and conditions that you may not understand. No problem! Your real estate agent has been here before, many times, and will be happy to walk you through each contract. You can also rest assured that your new home purchase or home sale is in good hands, as your Eastern Panhandle real estate agent will know the specifics for your area.

After the Home Search
You found your dream home in Jefferson County or Berkeley County, but what happens after may seem like a whirlwind. For instance, did you know, according to KCM, that there are over 230 "possible actions that need to take place during every successful real estate transaction?" When you work with the Kable Team, you can be sure each action is followed through and your homeowner goals are met.

Negotiations
A major part of the real estate process is negotiating, with many parties at many different times. From the homebuyer who wants the best end of the bargain to home inspectors and more, it's helpful to have an experienced professional in your corner who has done this before and can work on your behalf for the best possible outcome. 

Market Knowledge
If one thing should solidify your confidence in hiring a West Virginia real estate agent, it should be their expert knowledge of the market and the area you live in. For example, you may think you know how to price your home in Jefferson or Berkeley County, but your agent will be able to compare your home to others on the market and price it to sell. In addition, many homebuyers and home sellers turn to the internet first in their real estate process, but it can only tell you so much about a neighborhood or community like Harpers Ferry, Martinsburg, or Inwood. The Kable Team has agents armed with industry expertise and insider knowledge of the Eastern Panhandle area to help your homebuying or selling experience an educated one.

We're here to help with every aspect of your real estate journey. Whether you're planning to buy a new home this spring or sell your current property, let the Kable Team provide the necessary resources, with everything from market stats to mortgage rates to local moving companies, for a positive experience and answer every question along the way!

The Kable Team
Kable Team Realty
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Posted by: Tracy Kable AT 10:21 pm   |  Permalink   |  Email
Tuesday, 04 March 2014

The winter will soon be winding down and soon after, the housing market will really be heating up. According to a new study, the number of existing homeowners planning to buy a new home on the Eastern Panhandle is about to change significantly. Compared to the numbers in past years, the real estate market in Charles Town, Ranson, Shepherdstown, Harpers Ferry, Martinsburg, Inwood, Falling Waters, and Hedgesville will soon be flooded with motivated homebuyers this spring.

So, how can you stand out in a sea of Eastern Panhandle homebuyers? How can you be certain you will come out ahead with a new Jefferson or Berkeley County home this year? Below are some tips to follow to make sure you give yourself the homebuyer edge in West Virginia real estate. 

Get Your Finances In Order
One of the first things you should begin on your homebuyer journey is lining up financing. Regardless of how you feel about your ability to secure financing, the seller may not feel the same way. They may be in a hurry to sell and want to know that they don't need to worry about the deal falling through due to the mortgage.

Get pre-approved— which is an extensive process involving paperwork to document your income and assets, as well as a mortgage application form. This will give both you and the home seller peace of mind and should give you an edge right from the start of your Eastern Panhandle real estate journey.

Be Flexible
When you're competing against many other homebuyers, the best thing to do is be accomodating to the home seller. There may be some homebuyers in West Virginia real estate who are rigid on dates, numbers, and a wealth of other aspects of the home sale. When you show you are willing to work with the home seller, especially with no contingencies like your own home sale, you will win points and stand out. Home sellers want to work with a buyer that can make the sale as quick and easy as possible, with no extra hoops to jump through.

Do Your Research
Do your research on why the home seller is moving. In a sea of homebuyers, it may help to add a personal touch to your application and include a personal letter detailing why you want this particular home in Jefferson County or Berkeley County. As homebuying (and home selling) is an emotional process, you can appeal to that. According to one real estate insider, you should "make sure the seller knows what you do," especially if you're in an occupation that "speaks to the hearts of people" like a firefighter or teacher. 

Move Quickly
If you love a home and it fits all of your homebuyer needs and wants, you may want to act fast. Chances are other homebuyers are falling in love with the home too and may have already started the process. Is the home in a great neighborhood? In your price range? Move quickly! Sometimes it can come down to a mere matter of minutes between a rejected offer and an accepted offer.

Ready to make a move this spring season? Contact The Kable Team today!

The Kable Team
Kable Team Realty
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Posted by: Tracy Kable AT 07:16 pm   |  Permalink   |  Email
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KABLE Team Realty

Tracy Kable, Broker
873 E Washington St, Suite 200
Charles Town, WV 25414-1520
Phone: (304) 725-1918
Email: TheKableTeam@TheKableTeam.com

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