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 Eastern Panhandle WV Real Estate Blog 
Tuesday, 30 May 2017

The local real estate market is only just beginning to heat up for the summer season and while inventory is on the lower side, demand is still high! Many buyers are browsing available homes in West Virginia's Eastern Panhandle, ready to make a move, and many of them, for the very first time! If you're a first-time homebuyer in Jefferson or Berkeley County, you can count on the Kable Team to walk you through the process every step of the way!

Below are three ways you can prepare to buy a home this summer in Martinsburg, Hedgesville, Harpers Ferry, Charles Town, Ranson, Inwood, Falling Waters, or Sheperdstown:

Understand your costs
Buying a home in West Virginia is not something to dive into without first doing the necessary research. When you rent a home, your single rental fee covers your payment for the month. When you own a home, your payment will go to cover the principal, interest, taxes and insurance. All of these should be factored into your budget when determining how much you can afford in a new Jefferson or Berkeley County home

Find the best mortgage fit
A mortgage is not a one-size-fits-all program. In fact, there are many different types of loans with varying terms and conditions. You may be more interested in a shorter term mortgage—a 5-year ARM perhaps—but with that may come an adjustable interest rate after the loan period is up. If you do not have 20 percent to put down on a home, you can still get a mortgage, but will need to factor private mortgage insurance (PMI) into your overall payment. It's best to look into the many types of mortgages and their rates before deciding on the best fit.

Groom your credit score
Your credit score will play a major role in your being approved for a mortgage. If your score is not in its best possible shape, take the time to pay down high interest debt and credit cards before applying for a loan. If you spot any errors on your report, take the necessary steps to correct them before you meet with a lender as this can take months to resolve.

Are you ready to get started on finding your dream home in the Eastern Panhandle? Give us a call today!

The Kable Team
Kable Team Realty
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Posted by: Tracy Kable AT 11:34 am   |  Permalink   |  Email
Tuesday, 23 May 2017

Can you believe Memorial Day weekend is already here? It's the unofficial beginning of summer and you can rest assured there is plenty to do here in West Virginia's Eastern Panhandle! Whether you're throwing a BBQ or excited to watch an annual Memorial Day parade, Kable Team Realty is happy to share a few of the many events happening this weekend in Jefferson and Berkeley County!

Memorial Day Service
Monday, May 28, 2017; 8-10:30 AM
War Memorial Park Main Pavilion
Martinsburg WV

The Martinsburg Rotary will host a free pancake breakfast to benefit charitable organizations this Memorial Day from 8 to 10:30 AM at the War Memorial Park main pavilion. Following the breakfast, a traditional Memorial Day service will be held at 11 AM, sponsored by the American Legion.

14 Mile Yard Sale
Saturday, May 27, 2017; 8 AM to 4 PM
4596 Apple Harvest Dr
Martinsburg WV

What better weekend to spend perusing local treasures at the 14 mile yard sale? Located on the west end of Berkeley County, just follow Route 45W past Target and continue 14 miles until the sale ends at the West Virginia/Virginia state line.

WoodsFest
Saturday, May 27, 2017; 10 AM to 5 PM
The Woods, Berkeley County

Free to the public— WoodsFest will include live music, food, and the works of hand-picked local artisans running the gamut from woodworking to jewelry to metal work and more.

Wine & Arts Festival
Saturday, May 27, 2017; 11 AM to 7 PM; through Sunday, May 28; 1 PM to 6 PM
Boydville Mansion
Martinsburg WV

Enjoy wines from seven wineries across the area as well as food vendors, mini paint classes from the Colored Canvas, arts and crafts vendors, pony rides, live music, and tours of the Boydville Mansion. Admission is $20 for ages 21+, $15 for veterans, $10 for ages 13-20 and 12 and under are free.          

Have a safe and happy Memorial Day weekend! 

The Kable Team
Kable Team Realty
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Posted by: Tracy Kable AT 03:55 pm   |  Permalink   |  Email
Monday, 15 May 2017

Whether you've decided to sell your Eastern Panhandle home or are ready for a refresh for the new season ahead, there are several projects that can offer a big impact without breaking the bank. You don't need to save up tens of thousands of dollars to give your home the updates it needs to grab West Virginia buyer interest this spring— We've included a few of the most cost effective projects below!

Enhancing curb appeal
This is one of the most inexpensive projects you can tackle and one that doesn't require too much time. Set aside a weekend to clear out old landscaping, trim hedges and shrubs, add new mulch or rock in flower beds, replace house numbers, paint or replace your mailbox, and give the front door a coat of fresh paint.

Remove a wall
Homebuyers today love an open concept when it comes to floorplans. If your Jefferson or Berkeley County home feels closed off, you can consider taking down a wall. This is often less costly than homeowners realize and can make your home feel fresh and new.

Replace windows
Old, single-paned windows can be the culprit of high energy costs every month, so why not replace them with dual-paned? Not only will you save money in the long run, but they will also make your Eastern Panhandle home look much better.

Replace appliances
Nothing can date your Martinsburg, Charles Town, Ranson, Shepherdstown, Harpers Ferry, Hedgesville, Inwood or Falling Waters home faster than old appliances. Swapping out your current set with new models can run homeowners at least a thousand dollars, but can make a big impact when the time comes to sell your home.

Do not hesitate to contact Kable Team Realty today for more information about selling your home, your home value or next steps to prepare your property for sale. We are here to help!

The Kable Team
Kable Team Realty
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Posted by: Tracy Kable AT 07:24 pm   |  Permalink   |  Email
Tuesday, 09 May 2017

You've found your dream home in West Virginia's Eastern Panhandle and you've started imaginging all of the ways you will make the house your home. But not so fast! You still have to make an offer on the property and the owners will have to accept before you can begin moving in your belongings. Crafting a great offer—one that will land you your dream home—will require much deliberation and fine-tuning and as your Jefferson and Berkeley County real estate experts, we have a few tips to share!

Below are three mistakes to avoid when making an offer on a home in Martinsburg, Charles Town, Ranson, Shepherdstown, Harpers Ferry, Hedgesville, Inwood or Falling Waters:

1. Don't wait!
With the real estate market heating up for the busy season, buyer demand has increased— meaning there will be much more competition for the limited inventory available. When you find "the one" in the Eastern Panhandle, you won't want to drag your feet! If you wait too long, you could risk paying more via a bidding war or losing the property altogether.

2. Offering too much
The one thing you won't want to do when bidding on your West Virginia dream home is offering your max pre-approved amount upfront. If you're coming up against other offers, you will have no room to negotiate and could lose out on the property in one fell swoop. Look for homes under your max approval amount, that way you will have the flexibility to move up in price on your offer if necessary.

3. Offering too little
Just as you shouldn't offer too much for your dream home right away, you should also avoid going too low. These are called "lowball" offers and could ultimately offend the owners, causing them to reject your offer and not even counter back, or you could risk losing to a higher and better offer that is already on the table.

If you're ready to purchase a home in Jefferson or Berkeley County, we are here to help! Let Kable Team Realty guide you through the buying process this year!

The Kable Team
Kable Team Realty
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See Homes for Sale in Eastern Panhandle
Learn About The Kable Team
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Posted by: Tracy Kable AT 11:35 am   |  Permalink   |  Email
Tuesday, 02 May 2017

Homeowners often have many ideas about selling a home in West Virginia's Eastern Panhandle— from whether or not their property is ready for the market to how much their home is worth. But when it's time for the appraisal to really provide you with a value, it can be a bit overwhelming and well, confusing. Questions like "What actually goes into an appraisal?" and "Why is an appraisal necessary when I've already determined a listing price?" are quite common among Jefferson County and Berkeley County home sellers.

To help answer some of these common questions, we've included three home appraisal myths below:

1. An appraisal is the same as the inspection
While both are made to protect the buyer, the two are entirely different. The inspector will find everything that is wrong with your home or could become wrong in the future. The appraiser will find the market value of the home.

2. The appraisal determines how much the buyer will pay
Remember that the appraisal is just one person's idea of what your home is worth. It by no means determines how much the buyer will pay for it or how much the seller will accept. However, the catch is that if the property is appraised at a lower value than the buyer agreed to pay, the lender will likely not provide the difference. 

3. A bigger house means a higher appraisal
Your home in Martinsburg, Charles Town, Ranson, Shepherdstown, Harpers Ferry, Hedgesville, Inwood or Falling Waters may be larger than your neighbors, but that doesn't necessarily mean it will appraise for more. The value of your property will be based upon those in the area that would also be found on the same lot. A larger home or even more amenities do not always equal a larger appraisal value.

Do not hesitate to reach out to the Kable Team for more information about listing your Eastern Panhandle home. We are here to help!

The Kable Team
Kable Team Realty
Check Out Our Website
See Homes for Sale in Eastern Panhandle
Learn About The Kable Team
Find us on Facebook
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Connect With us on LinkedIn

Posted by: Tracy Kable AT 07:42 pm   |  Permalink   |  Email
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KABLE Team Realty

Tracy Kable, Broker
873 E Washington St, Suite 200
Charles Town, WV 25414-1520
Phone: (304) 725-1918
Email: TheKableTeam@TheKableTeam.com

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