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 Eastern Panhandle WV Real Estate Blog 
Tuesday, 09 December 2014

If you're a first-time homebuyer in West Virginia's Eastern Panhandle, good news will be coming your way in the form of new mortgage programs. Both Fannie Mae and Freddie Mac are rolling out new mortgage programs that will allow for as little as 3% down on a home purchase

According to HousingWire, Fannie's program will begin as soon as December 13, 2014 and and Freddie's shortly after on March 23, 2015. 

"The new lending guidelines by Fannie Mae and Freddie Mac will enable creditworthy borrowers who can afford a mortgage, but lack the resources to pay a substantial down payment plus closing costs, to get a mortgage with 3% down," said the Director of the Federal Housing Finance Agency. "These underwriting guidelines provide a responsible approach to improving access to credit while ensuring safe and sound lending practices."

These new programs could help Eastern Panhandle homebuyers who have not been able to save for a 20% down payment on their home purchase. And as 2015 has been called the "Year of the First-time Homebuyer," here are a few ways to get started on your down payment savings, no matter which mortgage program route you take:

The new year is an excellent time to start fresh with a new home. The Kable Team is happy to help find the property that fits your wants and needs! Contact us today for more information about the current real estate market in Jefferson and Berkeley County and mortgage programs in the area.

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Posted by: Tracy Kable AT 09:58 am   |  Permalink   |  Email


KABLE Team Realty

Tracy Kable, Broker
873 E Washington St, Suite 200
Charles Town, WV 25414-1520
Phone: (304) 725-1918
Email: TheKableTeam@TheKableTeam.com

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