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 Eastern Panhandle WV Real Estate Blog 
Wednesday, 11 February 2015

For residents in West Virginia's Eastern Panhandle, this year will come with one big question— to buy or to rent? Buying a home is a big decision, but could ultimately save you as the costs of renting continue to rise. Whether your motive for moving is to acquire more storage, more space, move into a great school district in Shepherdstown, Charles Town, Ranson, Inwood, Falling Waters, Harpers Ferry, Martinsburg and Hedgesville, or simply better invest your money and build your wealth, Kable Team Realty is here to help!

Ask yourself the following questions if you're pondering buying a home in Jefferson or Berkeley County this year. These just may help you decide if you are truly ready to take the next step:

Do you have a healthy savings?
Buying a home takes preparation, including saving for a down payment. To qualify for a mortgage, homebuyers are often required to put down 3-5% of the home's price up front. Does your savings account have enough to support a down payment just yet? If not, focus on building up your savings account and refer back to our recent blog post on the importance of a healthy down payment.

How much can you afford?
With the rising costs of rent in the Eastern Panhandle, residents may see homeownership as the better financial investment— and it can be! Just make sure your move will not deplete your income entirely. Ask yourself how much you can afford to part with each month as a housing payment. Use a mortgage calculator to break down expenses and factor in all monthly costs.

Do you plan to stay put in West Virginia?
Buying a home allows West Virginia residents to put down roots, but it may not be the best idea if you're not planning to stick around. In fact, staying in a home for five to seven years is recommended to get the value out of your real estate purchase. It may not be wise to jump right into homeownership just because you could pay less than renting— but ask us! The Kable Team can help you make this home buying decision if you're struggling between the two options.

With new 3% down payment mortgages and rising home values, residents in Shepherdstown, Charles Town, Ranson, Inwood, Falling Waters, Harpers Ferry, Martinsburg and Hedgesville have many incentives to break into the real estate market this year. As your local experts, we can walk you through the process and answer any questions along the way! Do not hestiate to contact us!

We look forward to hearing from you!

The Kable Team
Kable Team Realty
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Posted by: Tracy Kable AT 10:23 am   |  Permalink   |  Email
  

 

KABLE Team Realty

Tracy Kable, Broker
873 E Washington St, Suite 200
Charles Town, WV 25414-1520
Phone: (304) 725-1918
Email: TheKableTeam@TheKableTeam.com

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