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 Eastern Panhandle WV Real Estate Blog 
Tuesday, 14 June 2016

The summer season is just getting started here in West Virginia's Eastern Panhandle and for many, that signals the perfect time to make the move from renting to homeownership. However, one factor in the homebuying process seems to hold Jefferson and Berkeley County residents back and that is the down payment. 

Many would-be buyers are distracted by the bygone idea that they need to have 20 percent down or their dream of buying a home is over— But that just isn't the case! Buyers today can purchase a home in the Eastern Panhandle with as little as 3 to 5 percent down and in fact, saving this amount isn't as difficult as it may sound. The Kable Team has included below three easy ways to save a down payment this year:

Cut back on cable
While you're saving for a home in Charles Town, Martinsburg, Ranson, Harpers Ferry, Shepherdstown, Hedgesville, Inwood and Falling Waters, consider cutting back your cable package or cancelling it completely. The costs of cable have been steadily rising over the past few years and today, the average cable bill can cost as much as $100. Cutting this expense can save you as much as $1,200 toward your new home! 

Cancel your gym membership
Belonging to a gym can be a pricey expense each month, especially as you're preparing to become a homeowner in the Eastern Panhandle. With the average gym membership around $50, you could ultimately save $600 or more for your down payment.

Bring your lunch to work
Lunchtime can be costly if you find yourself heading to a local restaurant or takeout spot every day. In fact, spending an average of $11 per day on lunch adds up to $2,860 per year! You might like to consider packing a lunch for the next few months if you're serious about saving for a home.

Making the transition to homeownership is indeed a big step, but a lucrative one! Kable Team Realty can help you every step of the way, from finding your dream home in Charles Town, Martinsburg, Ranson, Harpers Ferry, Shepherdstown, Hedgesville, Inwood and Falling Waters to finding the best lender and beyond. 

Give us a call today!

The Kable Team
Kable Team Realty
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Posted by: Tracy Kable AT 04:32 pm   |  Permalink   |  Email
  

 

KABLE Team Realty

Tracy Kable, Broker
873 E Washington St, Suite 200
Charles Town, WV 25414-1520
Phone: (304) 725-1918
Email: TheKableTeam@TheKableTeam.com

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